Shopify Shop Pay

Buy now, pay later!

Shop Pay offers the option to pay in full at checkout, or to split your purchase into 4 equal, interest-free installment payments for orders between $50.00 USD and $3000.00 USD. There are no additional charges, interest rates, or late fees passed on to customers.

Credit scores aren't affected if you use Shop Pay Installments. However, if you don't pay your installment, or you make a late payment, then you might not be eligible to make purchases using Shop Pay Installments in the future.

When you view a product, the following information about Shop Pay Installments is displayed:

• Calculated installment payment amounts.
• Detailed information so you can learn more about Shop Pay Installments.
• The latest compliance and regulatory information.

To use Shop Pay Installments, a customer goes through the following steps:

1. Add items to your cart.
2. Check out using Shop Pay.
3. Select Shop Pay Installments and choose to pay for their order in 4 installments.

After you select Shop Pay Installments, review your purchase and you will be presented with one of the following options:

• Make your first payment at checkout
• Make your first payment 2 weeks after the purchase was made

The remaining payments are automatically charged to your debit or credit card every 2 weeks. You will get an email reminder before each payment is charged.

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